Car Insurance Language: Why are Policy Terms So Confusing?

Car owners in Arizona are expected to have proper car insurance. According to the Arizona Department of Transportation, the law requires that minimum levels of liability insurance coverage be carried for every motor vehicle operated on Arizona roadways. This means bodily injury coverage of no less than $15,000 per person and $30,000 for two or more people. You must also carry property-damage liability of at least $10,000. These requirements extend to golf carts, motorcycles and mopeds as well.